# iFactor | Your Money. Faster jobs and careers

> 0 open roles at iFactor | Your Money. Faster as of October 23, 2026. Source: https://www.thejobsmap.com/company/ifactor-your-money-faster

The iFactor solution is an ESG oriented proprietary technology that addresses SMEs issues through two channels:First, iFactor has designed a robust AI/ML technology solution and dynamic proprietary modeling, improving the credit risk assessment using a wide range of alternative data, including KYC and AML processes validated by banks. Thisleads to improved cost efficiency for lending to SMEs while reducing the risk of fraud and default and speed up the process through automation. Turning “Thin file” SMEs into Strengthened Files, for lenders Second, a hybrid marketplace where different lenders (banks, investors and companies) will bid for the right SME loans applications with the right credit score, enabling and improving capital allocation in matching the lender's risk appetite. The KYC and credit risk ratings are performed with the same technology: iFactor Advanced KYC and iFactor Pure Analytics based on Alternative data, while the money transfers are performed by iFactor Setl, our Open Banking PSD 2 or E-money Payment Initiation Service engine.

## Key facts

| | |
|---|---|
| Open roles | 0 |
| Headquarters | Bucharest, Romania |
| Founded | 2016 |
| Employees | 1 to 10 |
| Total funding | $2M |
| Industries | FinTech, B2B |
| Website | https://ifactor-online.com |

## Leadership

- Cosmin Curticapean, CEO, Cofounder
- Mihai Grosu, Chief Operations Officer & Co-founder

## Common questions

### Is iFactor | Your Money. Faster hiring right now?

iFactor | Your Money. Faster has no open roles listed as of October 23, 2026. Roles appear here as soon as they are posted on iFactor | Your Money. Faster's careers site.

### Where is iFactor | Your Money. Faster headquartered?

iFactor | Your Money. Faster is headquartered in Bucharest, Romania and was founded in 2016.

### Who leads iFactor | Your Money. Faster?

Cosmin Curticapean, CEO, Cofounder, is at the top of iFactor | Your Money. Faster's org chart.

### How do I apply for a job at iFactor | Your Money. Faster?

Pick a role on iFactor | Your Money. Faster's TheJobsMap page and select Apply. Every listing links to the original posting on iFactor | Your Money. Faster's own careers site, so you apply directly with the employer.