Credit Analyst (m/f/d)
Frankfurt am Main, GermanyPermanent contractPosted Dec 1, 2025
Job description
- Evaluate creditworthiness of potential and existing LargeCap and MidCap client groups domiciling in the DACH region (Germany, Austria, Switzerland) including their worldwide subsidiaries across various industries and sectors through financial statement analysis and assessment of business model and risk factors.
- Prepare comprehensive “ready for decision” credit reports with well-structured recommendations for loan approvals, renewals, or rejections, and suggest internal Obligor Ratings.
- Autonomously monitor, manage and regularly update an allocated portfolio of existing credit exposures, and ensure early identification of potential risks or deteriorating credit conditions.
- Work closely with Origination (Senior Bankers, Relationship Managers, Business and Product Lines), Distribution (Secondary Sales, Insurance), Risk and Compliance to structure appropriate credit solutions.
- Ensure compliance with internal credit policies, regulatory requirements, and audit standards.
- Maintain accurate credit files and documentation of credit evaluations for regulatory and internal review.
- Contribute to the optimization of processes, ensuring quality standards and improving efficiency.