Senior Executive/ Assistant Manager – Repo Resale & Hard Bucket Collections

Job Title: Senior Executive/ Assistant Manager – Repo-Resale & Hard Bucket Collections Location: Agra | Kanpur | Bangalore | Mumbai | Delhi NCR Noida/ Delhi East About c. Kers Finance: c. Kers Finance Pvt. Ltd. is a specialized sustainability finance company driving clean mobility adoption in India, with a strong focus on electric vehicles.

Role Purpose: This role sits at the intersection of collections and asset monetization, responsible for driving recoveries from hard bucket accounts (90+ DPD) and ensuring efficient resale of repossessed vehicles through self-sourced channels. The role demands a strong field mindset, negotiation skills, and the ability to convert repossessed inventory into realized cash flows quickly.

Requirements

Key Responsibilities

1. Hard Bucket Collections (Primary) ● Manage 90+ DPD delinquent accounts ● Drive resolution through follow-ups, settlements, and repossession ● Ensure monthly recovery targets are met
2. Repossession & Coordination ● Execute vehicle repossession in coordination with internal teams ● Ensure proper documentation, compliance, and asset tracking ● Maintain control over yard inventory
3. Repo-Resale (Self-Sourcing Focus) ● Drive end-to-end resale of repossessed vehicles (3W / CV / EV) ● Build and manage a network of buyers (dealers, brokers, aggregators) ● Reduce dependency on auctions through direct liquidation ● Negotiate pricing to maximize recovery value
4. Inventory & Liquidation Management ● Monitor repo-inventory aging and movement ● Ensure faster turnaround and minimal holding cost ● Track realization vs expected value
5. Market Intelligence ● Stay updated on used vehicle pricing trends (especially 3W/CV/EV segment) ● Provide inputs on resale value and liquidation strategies Eligibility Criteria ● Experience: 3–6 years in collections / repo-resale / CV financing ● Product Exposure: ○ Commercial Vehicles (mandatory) ○ Exposure to 3W / EV financing preferred ● Education: Graduate (any discipline) Preferred Background Key Skills ● Hard bucket collections (90+ DPD) ● Repo-handling & resale ● Strong negotiation and closure skills ● Dealer / broker network (added advantage) ● Field execution & ownership mindset What We’re Looking For: ● Candidates who can own recovery like a business ● Ability to self-source buyers and close deals independently ● Strong on-ground execution capability What We Will Not Consider: ● Frequent job switchers (<1 year tenure in recent roles) ● Pure DSA / dealership-heavy profiles ● Candidates without CV / 3W exposure Benefits Compensation ● 4 to 4.5 LPA ● Incentives: Performance-linked (recovery & resale efficiency) ● Travel Allowance