Job description
Our client is a solid international financial group. For the strengthening of its Credit Risk function, it has asked us to search for the following professional figure: SENIOR CREDIT RISK ANALYST The Credit Risk Analyst will play a key role in evaluating credit risk requests for leasing / loan by customers / dealers / vendors and you will directly report to the Credit Risk Officer.
Main responsibilities:
- Perform credit evaluation and risk analysis based on verification of reliability of information, analysis and spreading of financial statements / economic figures, assessment of customer's creditworthiness and its ability to repay loan, calculation of obligor rating, analysis of transaction’ structure and asset and of possible guarantees / guarantors.
- Prepare detailed credit report in English and recommendation based on credit risk analysis to be submitted to the relevant decision-making bodies.
- Collaborate with operations and business lines teams, their dealers /vendors in an international context.
- Contribute to the development of credit policies and local credit risk management rules.
- Collaborate with collection department in the monitoring of delinquency customers.
Requirements
- Bachelor’s degree in Economic / Finance or a related field.
- At least 5 years of experience as credit risk analyst in the leasing / bank industry or in similar role with demonstrate experience at reading and analyzing independently corporate financial statements and associated risk assessment.
- Good level of written and spoken English is mandatory.
- Knowledge of key credit risk management systems and processes.
- Good knowledge of MS Excel.
- Ability to multitask and appropriately prioritize workload.
- Adherence to processes, focus on details, strong analytical skills.
- Proactive, dynamic with ability to build positive relationships within the team. Workplace : Milan.