Société Générale

Senior Credit Analyst - Corporates

Société Générale

Bangalore, IndiaPermanent contractPosted Apr 15, 2026

Job description

  • Preparing credit applications / annual reviews of counterparties to assess their credit quality, recommending appropriate credit limits, obligor rating, terms and conditions that address client credit risk and transaction risk.
  • Assure Annual Reviews and obligor risk ratings of assigned portfolio are done within prescribed timelines.
  • Assure post approval activities and other credit related tasks are completed on time.
  • Interact regularly with onshore stakeholders on deliverables and timelines and deliver as per expectations.
  • Reviewing all relevant legal documentation (i.e. credit agreements, Guaranty, ISDA, CSA) and proposing changes as necessary to comply with SG policies.
  • Ensure compliance with all applicable regulatory requirements and credit policies for the portfolios assigned.
  • Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality including monitoring covenants and watch list triggers.
  • Be proactive to take up adhoc and complex assignments while not impacting the scheduled annual reviews.