Job description
Job Summary** As a Relationship Officer
- LAP in Rajahmundry, you will be responsible for sourcing, acquiring, and managing Loan Against Property (LAP) clients, ensuring high levels of customer satisfaction and achieving sales targets. Job Responsibilities** * Identify and cultivate new client relationships for Loan Against Property (LAP) products within the Rajahmundry market. * Conduct thorough financial analysis and due diligence for potential LAP borrowers. * Present and explain LAP products to clients, addressing their queries and providing suitable solutions. * Process loan applications accurately and efficiently, adhering to company policies and regulatory guidelines. * Build and maintain strong relationships with existing clients to ensure repeat business and referrals. * Monitor portfolio performance and proactively address any potential risks or issues. * Achieve individual and team sales targets for LAP disbursements. * Stay updated on market trends, competitor activities, and regulatory changes impacting the LAP segment. * Prepare and submit regular reports on sales activities, client interactions, and market feedback. Job Qualifications** * Bachelor's degree in Finance, Business Administration, Commerce, or a related field. * Proven experience (typically 2-5 years) in sales or relationship management within the financial services industry, specifically with Loan Against Property (LAP) products. * Strong understanding of LAP products, processes, and relevant credit policies. * Excellent communication, negotiation, and interpersonal skills. * Demonstrated ability to build and maintain client relationships. * Target-oriented with a proven track record of achieving sales goals. * Proficiency in local language (Telugu) is highly desirable. * Familiarity with the Rajahmundry market is an advantage. * Ability to work independently and as part of a team.