Business Systems Analyst (BSA) -Temonos

Job Title: Business Systems Analyst (BSA) -Temonos 100% Remote Experience Required: 5+ Years Role Summary: We are seeking a highly skilled Business Systems Analyst (BSA) with deep expertise in Temenos T24 to operate at the intersection of financial product design, accounting, data analysis, and technology delivery within a regulated financial services environment.

This is a hands-on, delivery-oriented role requiring strong capability in translating complex banking requirements into well-designed and configurable Temenos T24 Arrangement Architecture (AA) solutions. The role involves working on core banking initiatives supporting everyday banking, deposits, and lending products. The ideal candidate is a self-starter who is structured, pragmatic, and capable of managing accountability in a complex and fast-changing environment.

Key Responsibilities

Financial Product & Core Banking Analysis

• Lead analysis and design of financial products in Temenos T24, including: Everyday banking products (chequing and savings accounts) Term deposit products Lending products (loans, lines of credit, mortgages)
• Translate business and product requirements into clear, testable functional and non-functional specifications aligned with T24 capabilities.
• Design product features including: Interest calculation methods and accruals Charge plans and service fee structures Product lifecycle rules and behaviors
• Ensure requirements are complete, traceable, and aligned with business, regulatory, and accounting standards. Temenos T24 & Arrangement Architecture (AA)
• Configure and support Temenos T24 Arrangement Architecture (AA) products, including: Properties, conditions, and business rules Interest, fee, and accounting configurations
• Design and configure: Demand account products for everyday banking Term deposit products including maturity, renewal, and rate structures Lending products including:
• Payment rules and schedules
• Delinquency handling
• Arrears and collections logic
• Good understanding of syndicated lending concepts (preferred). Accounting & Financial Controls
• Apply strong knowledge of core banking accounting principles and practices.
• Design, validate, and troubleshoot accounting entries generated by T24, including: Interest income Interest expense Accruals and reversals
• Support reconciliation and balancing activities, including root cause analysis of breaks.
• Collaborate with Finance and Operations teams to resolve accounting and data discrepancies.
• Ensure solutions support auditability, transparency, and regulatory compliance. Business & Technical Analysis
• Lead end-to-end business requirements analysis from intake to delivery.
• Assess technical impacts, dependencies, risks, and downstream system effects.
• Document solutions using structured analysis techniques such as: Process flows Sequence diagrams Data models (UML where applicable)
• Apply understanding of object-oriented concepts to interpret system behavior and validate technical solutions.
• Act as a bridge between business stakeholders and technical teams. Data Analysis & Integration Awareness
• Perform complex data analysis using SQL for: Requirements validation Issue investigation Posting and reconciliation validation
• Understand system integrations and data flows between Temenos T24 and upstream/downstream systems.
• Support integration and interface documentation activities. Backlog & Delivery Management
• Create and maintain structured product backlogs in Azure DevOps, including: Epics Features User stories Acceptance criteria
• Collaborate with delivery teams to refine, prioritize, and manage backlog items.
• Manage dependencies, risks, and release impacts effectively. Testing & Change Support
• Define and support test strategies and detailed test plans.
• Support SIT and UAT activities, including defect triage and resolution.
• Participate in change management activities such as: Impact assessments Stakeholder communication Release readiness planning
• Support incident analysis and issue resolution through to closure. Stakeholder Management & Communication
• Act as a key liaison between: Business stakeholders Finance and Operations teams Technology, Architecture, and Integration teams External vendors
• Manage requirements and stakeholder expectations across initiatives.
• Communicate complex business, accounting, and technical concepts clearly to both technical and non-technical audiences.
• Escalate issues appropriately and drive end-to-end resolution. Essential Skills:
• 5+ years of experience as a Business Analyst, Systems Analyst, or Technical Analyst in complex environments.
• Strong hands-on experience with Temenos T24 and Arrangement Architecture (AA).
• Experience designing and configuring: Demand banking products Term deposit products Lending products
• Strong understanding of: Interest accruals Interest income and expense Accounting postings and reconciliations
• Strong SQL skills and experience working with data directly.
• Technical understanding sufficient to interpret system behavior and constraints.
• Hands-on experience with Azure DevOps. Professional Skills:
• Excellent written and verbal communication skills.
• Ability to communicate effectively across technical and business audiences.
• Strong organizational, analytical, and problem-solving skills.
• High attention to detail and accountability.
• Ability to operate effectively in complex and dynamic environments. Keywords:
• Temenos T24
• Arrangement Architecture (AA)
• Core Banking
• Business Systems Analysis
• Financial Products
• Lending Products
• Deposits
• SQL
• Azure DevOps
• Accounting Reconciliation
• Interest Accruals
• Data Analysis
• UML
• Core Banking Systems Experience Required: 5+ Years