Job description
A financial services group specializing in investments, payment, and fund administration globally is looking for a Payments & Reconciliation Specialist to join their team. This is an office-based role and offers a salary of up to €35K + KPI bonus . Role & Responsibilities Perform daily reconciliation of client accounts, payment providers, and internal ledgers Investigate and resolve reconciliation breaks promptly, escalating discrepancies Collaborate with Finance, Payments, Product, and Tech teams Ensure compliance with internal controls, safeguarding requirements, and regulatory obligations Support internal and external audits Prepare month-end reconciliations and reports, highlighting trends, risks, and actionable insights Identify process inefficiencies, drive automation, and collaborate on scalable system improvements to reduce manual intervention and reconciliation breaks Act as a key contact for reconciliation queries and support resolution of customer-impacting payment issues Guide junior team members, review outputs for accuracy, and contribute to defining KPIs, SLAs, and reconciliation standards Education, Skills & Experience 4+ years of experience in reconciliation, payments operations, or finance in fintech, banking, or financial services in Malta Fluency in English both written and spoken Proven experience in high-volume payments reconciliation across multiple systems Experience with client money or safeguarding rules is a plus Excellent Excel skills Previous experience with ERP or finance systems and reconciliation tools Good understanding of payment flows such as cards, SEPA, PSPs, and clearing/settlement Keen eye for detail Analytical with a proactive and problem solving approach Ability to handle large volumes of transaction data About this role Salary of up to €35k + KPI-related bonus Office based Health Insurance Gym allowance Internal and external training Excellent professional development and career prospects Study leave and financial study support Apply with your detailed CV.
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