In-hand salary calculator
Turn a job offer's headline number into what lands in your account each month. Pick your country for the full breakdown of tax, statutory deductions and take-home pay.
FY 2025-26
India
CTC to in-hand. Basic, HRA, PF, gratuity, professional tax and income tax under the new or old regime, with the 87A rebate applied.
Annual CTC₹15,00,000
In-hand per month₹1,11,326
Tax year 2025
United States
Gross to net paycheck. Federal income tax, Social Security, Medicare (with the additional 0.9% surtax), state tax and pre-tax deductions like 401(k).
Annual gross salary$100,000
Net per biweekly paycheck$2,566
A note on estimates
These calculators use the official statutory rules (India: Finance Act 2025 slabs, USA: IRS Rev. Proc. 2024-40 brackets and the SSA 2025 wage base) but they can't model every employer-specific allowance, city tax, or credit. Treat the result as a solid estimate, not a payroll statement.