Consumer Credit Risk Analyst III

Location: 4224 Ridge Lea Road, Amherst New York Job Summary The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues.

This position will also engage with First and Third Line of Defense business partners, when applicable.

Essential Functions

Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio. Develop and prepare risk reporting in support of business risk priority and review meeting cadence. Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.

Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.

Education

3+ years of experience in financial services or other applicable experience required. Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field. Skills Advanced knowledge of Microsoft Office suite of products. Intermediate experience in SAS or similar coding application. Tableau and Google Big.

Query/Google Data Studio experience a plus. Strong organizational skills and ability to multitask with limited supervision. Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment. Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.

Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance. Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management. Solid written and communication skills with ability to “sell” difficult/complex concepts.

COMPENSATION

AND BENEFITS This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location.

Compensation

for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible. Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 11/02/2026

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