Job description
About CheQ At CheQ, we’re turning the chaos of credit into a journey that’s clear, rewarding, and even a little fun. With ₹80,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we’re fast becoming India’s favorite way to go from credit-stressed to credit-smart.
Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn’t just another fintech, it’s a full-stack credit experience What you’ll be doing We're looking for a Product Manager to join our Lending team and drive the personal loans and credit product experience.
You'll independently own key parts of the lending journey — working closely with engineering, design, risk, compliance, and business teams to build products that are simple, compliant, and genuinely useful for our users.
Key Responsibilities
Independently own the product roadmap for specific lending journeys (e.g., loan application flow, eligibility checks, disbursal, repayment, collections experience) Translate business and regulatory requirements (RBI digital lending guidelines, KYC, FLDG norms) into detailed product specs and drive them through to launch Partner with engineering and design to ship features end-to-end, balancing user experience with regulatory and risk constraints Own funnel analysis, conversion metrics, and cohort behaviour to identify and resolve friction points across the loan lifecycle Work closely with risk and credit teams to understand underwriting logic and translate it into product decisions Manage relationships with lending partners (NBFCs/banks) and internal compliance to ensure product changes meet regulatory requirements Design and run A/B tests to improve onboarding, KYC, and disbursal conversion Mentor junior PMs or associate PMs on specs, prioritization, and stakeholder management (as applicable) Present roadmap updates, metrics, and insights to leadership on a regular cadence What We're Looking For 2–3 years of experience in product management, with demonstrated ownership of lending, personal loans, or credit products (fintech, NBFC preferred) Solid understanding of the end-to-end lending lifecycle — application, KYC, underwriting, disbursal, repayment/collections Working knowledge of RBI digital lending guidelines and how regulatory constraints shape product decisions Strong analytical skills — comfortable independently running funnel analysis, cohort analysis, and SQL queries Proven ability to write clear PRDs and drive cross-functional execution with minimal oversight Experience collaborating directly experience collaborating with partner lending banks and NBFCs Why you should join CheQ?
You own it, we trust you Shape your work with freedom, deliver with ownership, backed by trust Bold, fast & human We push boundaries together, and deliver with agility, rigor, and heart. Always looking out for one another. Growth by osmosis Learn directly from a stellar leadership team with rich, diverse backgrounds. What you will not get Monotony → Work is dynamic, expect variety every day.
Slow climbs → Growth here is about leaps, not ladders. Layers of red tape → We believe in speed, not bureaucracy.