Bank of the Sierra

Senior Commercial Loan Underwriter II - San Luis Obispo (Hybrid)

Bank of the Sierra

San Luis Obispo, CA, USAFull timePosted Jul 17, 2026

Job description

The Senior Commercial Loan Underwriter underwrites AG, Commercial Business, and Real Estate loan requests. Develops expertise in evaluating the creditworthiness of individuals and businesses; assists with the loan process by inputting and analyzing financial information of businesses and/or individuals to determine the degree of risk involved in extending credit or lending money; conducts credit investigations focused on determining whether the borrower will have the sufficient cash flow for repayment; underwrites and prepares AG and commercial credit requests, working collaboratively with and making discretionary recommendations and suggestions to other team members Follows for timely renewals, reporting requirements, compliance, and delinquencies.