Community Lending Specialist (Spanish Required)

Department: Residential Lending Reports To: SVP

• Senior Residential Lending Officer Location: Providence Pay: $25 - $30 per hour plus commission.

POSITION OVERVIEW

Develops, originates and tracks all residential loan production with a primary focus on community reinvestment lending in an outside sales capacity within an assigned territory. Supports, and adheres to, the Bank's regulatory compliance objectives. PRIMARY ACCOUNTABILITIES/ RESPONSIBILITIES: This position focuses on identifying community needs and processing new loan application, primarily for low to moderate income (LMI) homebuyers.

Originates residential loan products with a concentration in Community Reinvestment product lines within an assigned territory to meet sales and service goals. Customarily meets with applicants, non-profit organizations and takes applications away from the Bank's offices or other fixed location. Serves as liaison between broker, borrower and Bank during application process and through closing.

Reviews processes to generate business and ways to render support between departments. Establishes and maintains contact with referral sources such as real estate brokers, attorneys, builders, and other related professionals as an outside sales representative, within the geographic territory in order to promote and develop Bank business and to provide information on any new programs or procedures implemented by the Bank.

Participates with the Bank Charitable Foundation in local community and business organizations to promote the Bank. Conducts periodic educational seminars for potential borrowers and brokers. Keeps abreast of regulatory and competitive developments within the area of residential lending. Attend relevant courses and seminars.

Performs all duties in accordance with prescribed regulatory compliance guidelines. Review credit reports, income statements, and other documentation to determine a borrower’s creditworthiness and recommend appropriate loan products. Maintains an acceptable registration with the National Mortgage Licensing System (NMLS), as well as the unique identifier assigned by the NMLS.

OTHER ACCOUNTABILITIES / RESPONSIBILITIES: 9. Performs related and unrelated duties as may be required. POSITION REQUIREMENTS: Established relationships with local referral networks. Multilingual capabilities, including fluency in other languages spoken within the community, are a significant plus. 2-5 years of community outreach, banking or consumer lending experience. Ability to communicate clearly and effectively, both verbally and in writing, across a variety Valid driver's license with access to reliable transportation SUPERVISORY SCOPE: None INDEPENDENT ACTION: Establishes own work plan and performs work independently as an outside salesperson within scope of established Bank policy and procedures. Generally, refers problems to manager where clarification of policies and procedures is needed.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Any physical demands or work conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. FULL-TIME BENEFITS: 401(k) Employee Pension Paid Time Off (PTO) Parental Leave Tuition Reimbursement Begins first of the month following date of hire: Medical, Dental, Vision Critical Illness Insurance Disability insurance including LIFE, Long-term disability Employee Assistance Program Flexible Spending Account Dependent Care Account Health Savings Account VISIT OUR WEBSITE: https://www.

bristolcountysavings.com/ LINKEDIN: https://www.linkedin.com/company/bristol-county-savings-bank/ EEO STATEMENT: Bristol County Savings Bank is an Equal Opportunity Employer and is committed to a diverse workforce. The Bank considers applicants for employment without regard to race, color, sex, sexual orientation, national origin, age, genetic information, veteran status, disability or membership in any other protected class as defined by law.