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Your property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. The FCA does not regulate some forms of Buy to Lets. Lifetime Mortgage is only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. Please ask for a personalised illustration. Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can refer to a Home Reversion specialist. There may be a fee for advice, this will range from £495 to £1,495 and this will be discussed and agreed with you at the earliest opportunity. The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Central Financial Services (UK) Limited trading as Central Financial Services, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Central Financial Services (UK) Limited are registered in England and Wales. Registered No: 08807671. Registered Office: 170 Halton Road, Sutton Coldfield, West Midlands, B73 6NZ. Central Financial Services aim is to provide you with quality mortgage advice, meeting your specific needs. You may have noticed the huge variety of mortgages available from numerous banks and building societies making it difficult to know where to get the most suitable mortgage deal or remortgage. How do you even know where to begin looking and whether the advice is right for you?