CredStack.ai jobs and careers

About CredStack.ai

CredStack.ai is building the future of credit underwriting—where every loan can be evaluated with the speed, precision, and explainability of an expert credit analyst, but at enterprise scale. Lenders today spend 3.5–10% of their operating income on underwriting, driven by manual document collection, data entry, policy checks, and back-and-forth processes that take 3–14 days and up to 4 hours per application. This slows growth, drives costs, and limits portfolio coverage. CredStack.ai replaces this legacy workflow with agentic AI that reasons, cross-checks, validates, and recommends credit decisions—end-to-end. What We Do We enable BFSI institutions to move from: • 4 hours to 5 minutes per application • 100% manual effort to 95% automation • Sampling-based audits to 100% portfolio coverage • 3.5–10% underwriting OpEx to <1% ow builder, and produces an explainable, audit-ready decision. Proof in Production • ₹3,000 Cr+ loans underwritten • 7,000+ loan files automated • 95% accuracy • 9 enterprise partners, including Aditya Birla Capital • Contracted ACV: ~$120K, with Rs 6.48 Cr weighted pipeline Why It Matters The next decade of credit growth—India’s loan book expanding from $2.6T (FY24) to $5T+ by FY30—cannot be supported by manual operations. Regulators are pushing for 100% loan-level due diligence, digital rails are maturing, and agentic AI is now capable of human-level reasoning. Lenders need scalable, efficient, transparent credit infrastructure. CredStack.ai is redefining how the credit industry works—faster decisions, lower costs, and complete risk visibil