Melanin Kapital Neobank jobs and careers

About Melanin Kapital Neobank

Melanin Kapital Neobank is the 1st Carbon Bank providing access to finance digitally to African SMEs from the green economy. We focus on the following sectors: sustainable agriculture, electric mobility, renewable energy and waste management. 40% of SMEs in Africa citing access to finance as a main growth barrier. Our digital carbon bank enables African businesses to aggregate their emissions data, finance carbon reduction projects, and monetize their CO₂ savings. We leverage APIs, IoT devices, and satellite data to measure carbon performance, ensure transparency, and reward sustainable business practices. Since 2024, we have provided $1M of loans to agriculture and clean technology businesses across Kenya, Tanzania, Uganda, Nigeria, Ghana, Senegal, Ivory Coast and Zambia. We offer 3 main products to African businesses: 1) Carbon-based lending: Unlock credit for your carbon reduction activities with our receivable-backed loans — rates as low as 15.5% per annum, no additional collateral required, & flexible terms from 6 to 36 months. 2) Carbon off-taking: Monetize your carbon reduction activities by selling verified carbon credits to Melanin Kapital under a pre-agreed pricing framework. 3) Carbon credit certification: With our streamlined digital MRV system, we ensure fast, transparent certification of carbon units — completed in 10 business days.

Founded in 2020 by Ian Minjire Kibira and Mélanie Keïta.