Onda Lending jobs and careers

About Onda Lending

Onda Lending, Inc. Established 2025 Mortgage Brokerage in Encinitas, CA. Onda Lending has been founded by 3 longtime industry veterans: Joshua Rytz, Rachel Fransen, and Mischa Rytz. Together, we have over 70 years of mortgage industry experience starting from the ground up. We are a full-service mortgage brokerage built on experience, resilience, and the belief that every client’s journey is unique. Whether you’re buying your first home, refinancing, or exploring investment opportunities, we are here to guide you with clarity, care, and dedication.