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About Your Friend 4 Life

We are national independent insurance brokers representing over 70 companies for life insurance, disability insurance, Employee Benefits, annuities, supplemental insurance and tax free retirement plans. We shop for the best policy at the best rate for your unique situation. Our main unique product for employers allows them to save thousands in FICA tax dollars while providing a "Nest Egg" product for their employees without changing their current take home pay. We build the nest egg from the ground up. All while giving them a good guaranteed growth rate and protecting their nest egg from becoming disabled or an untimely death with disability insurance and life insurance. Employers save thousands in tax dollars with our unique Employee Health and Financial Wellness Program (WIMPER) with no out of pocket cost to the employees. We also assist business owners with recovering their federal R&D incentives from the IRS with a no risk, no cost analysis. Let us get you a free no obligation quote today!