Commercial Line Underwriter - HYBRID

Job Title Commercial Line Underwriter Location 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814 Salary $50,000 - $100,000/year Position Type Full-time Non-exempt (Hourly) or Exempt (Salaried) Monday – Friday 8:00 am – 5:00 pm Hybrid after 90 days – 3 days in office/2 days remote Reports to Deputy Branch Manager Position Overview: DB Insurance is seeking a Commercial Line Underwriter to join our team.

This role is open to both experienced professionals and entry-level candidates or individuals looking to transition into commercial underwriting. Exposure to Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers’ Compensation is a plus. Applicants must currently reside in Hawaii to be considered for this position.

Key Responsibilities

Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices Effectively manage agency relationships to drive growth and profitability.

Work closely with other team members and management to achieve monthly and annual branch goals Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines Build and maintain strong agency relationships to foster growth and support business development efforts Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly Review data accuracy and prepare monthly closing reports for each product line Qualifications: Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience Strong analytical and decision-making skills, with a solid understanding of underwriting principles Excellent communication skills, with the ability to work collaboratively with agents and internal teams Ability to collaborate effectively with cross-functional teams to meet goals Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software Preferred: Experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker’s Compensation Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus Strong background and specialized experience in Worker’s Compensation Benefits Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents Paid time off and sick leave 13 annual paid holidays 401(k) plan with up to 4% company match Flexible Spending Account (FSA) & Dependent Care FSA Quarterly Fringe Benefit reimbursements Job-related training reimbursement Casual dress code About Us At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.

S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood.

We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.