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Commercial Underwriter - North

Universal Sompo General Insurance

Haryana, IndiaPosted Sep 15, 2026

Job description

Evaluate and underwrite property, engineering, and miscellaneous proposals, ensuring compliance with company guidelines and standards. Conduct thorough risk assessments and make informed decisions on coverage and pricing. Review and analyze client information, financial statements, and loss histories to determine insurability and pricing.

Stay updated with industry trends, market conditions, and regulatory changes to provide accurate and competitive underwriting. Collaborate with brokers and clients to understand their unique needs and provide tailored insurance solutions. Maintain strong relationships with internal and external stakeholders, ensuring a positive and professional image.

Participate in the development and implementation of underwriting strategies and initiatives to drive business growth. Provide support and guidance to junior underwriters, fostering a collaborative and knowledge-sharing environment. Ensure compliance with company policies, procedures, and regulatory requirements, maintaining a high standard of ethical conduct.

Continuously improve underwriting processes and procedures to enhance efficiency and accuracy. Evaluate and underwrite property, engineering, and miscellaneous proposals, ensuring compliance with company guidelines and standards. Conduct thorough risk assessments and make informed decisions on coverage and pricing. Review and analyze client information, financial statements, and loss histories to determine insurability and pricing.

Stay updated with industry trends, market conditions, and regulatory changes to provide accurate and competitive underwriting. Collaborate with brokers and clients to understand their unique needs and provide tailored insurance solutions. Maintain strong relationships with internal and external stakeholders, ensuring a positive and professional image.

Participate in the development and implementation of underwriting strategies and initiatives to drive business growth. Provide support and guidance to junior underwriters, fostering a collaborative and knowledge-sharing environment. Ensure compliance with company policies, procedures, and regulatory requirements, maintaining a high standard of ethical conduct.

Continuously improve underwriting processes and procedures to enhance efficiency and accuracy. Bachelor's degree in Business, Finance, Insurance, or a related field. Minimum 2-3 years of experience in commercial insurance underwriting, with a focus on property, engineering, and miscellaneous lines. Strong knowledge of commercial insurance products, including Marine and Liability, is an advantage.

Excellent analytical and decision-making skills, with the ability to assess risk and make informed judgments. Proficiency in using underwriting software and tools to efficiently process proposals. Strong communication and interpersonal skills, with the ability to build relationships and collaborate effectively. Attention to detail and a commitment to accuracy and precision in underwriting.

Ability to work independently and manage a high volume of proposals with tight deadlines. Strong organizational skills and the ability to prioritize tasks and manage multiple projects. A self-motivated and proactive approach to learning and professional development.

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