Fraud SME Manager

This role sits within the Protect Integration Change team, part of the wider integration programme, and will provide dedicated subject matter expertise to ensure economic crime and fraud considerations are embedded across programme design and delivery. The role will act as the Fraud Operations Subject Matter Expert across a broad range of integration programme deliverables, providing authoritative insight into both current-state and future-state operating environments.

Working closely with product, technology, transformation and operational teams, the role will support product development, assess operational impacts and ensure business readiness for the safe and effective implementation of integrated solutions. This is a 18-month Fixed Term Contract opportunity. At Nationwide we offer hybrid working wherever possible.

More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected. For this job you'll be located at our nearest regional office or hub.

There will be a need to regularly connect with colleagues for collaboration and in some locations you’ll be expected to spend at least two days a week, or if part time you'll spend 40% of your working time, in the office. If your application is successful, your hiring manager will provide further details on how this works.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can. What you’ll be doing As a Fraud SME Manager within the Integration Change team, you’ll be responsible for supporting the integration programme across its portfolio of deliverables.

You will work with cross-functional teams, including Product, Technology, Retail Business Transformation, COO, Risk, Finance and Workforce Planning, to define current-state requirements, shape future-state solutions and identify operational impacts, dependencies, risks and control considerations. You will provide expert input throughout the delivery lifecycle, including scoping, design, impact and risk assessment, testing, implementation and benefits realisation, acting as the key validator of Fraud Operations requirements and supporting the business to prepare for and embed change successfully.

About you

Experienced in Fraud Operations as a lead SME across multiple integration programme workstreams and deliverables Ability to identify fraud risks, controls and operational requirements in process and product design Deep understanding of current-state Fraud Operations processes, systems, controls and customer journeys Ability to translate this expertise into practical future-state requirements and integrated operating models Significant experience across authorised and unauthorised fraud, mules and application fraud in an SME or investigative capacity Proven ability to work across complex integration programmes and influence cross-functional stakeholders, including Product, Technology, Transformation, Workforce Management and Planning, Finance, Retail Operations, Risk and COO Experience of shaping product and process requirements, conducting impact and risk assessments, supporting user acceptance testing, coordinating business readiness and tracking delivery outcomes and benefits Able to translate complex fraud and operational considerations into clear programme requirements, effectively challenge proposed solutions and confidently present recommendations to programme governance, Fraud Operations and Protect senior leadership teams Our customer first behaviours put customers and members at the heart of how we work together.

They are the set of behaviours that every colleague needs to display, in every role: Feel what customers feel

• We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind Say it straight
• We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand Push for better
• We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development Get it done
• We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these. The extras you’ll get There are all sorts of employee benefits available at Nationwide, including: 25 days holiday, pro rata Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our salary sacrifice scheme Life assurance to provide peace of mind for you and your loved ones in the event of your death Wellhub – access to a range of free and paid options for health and wellness Up to 2 days of paid volunteering a year Banking – but fairer, more rewarding, and for the good of society We forge our own path at Nationwide. As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives. If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us. At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society. We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide. What to do next If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us. We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application. Keeping your data and personal information confidential is important to us. To find out more about how we use and process your data, please read our Privacy policy . If you want to find out more about using AI in our recruitment process, please read more here . Disability Confident We’re not just guided by data, we’re driven by the real experiences of our people. We’re a Disability Confident Level 3 Leader, the highest level. That’s why we’re constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we’re here to support you. If you need any additional support throughout your application journey, email our team at Recruitment Support . Apply safely with Nationwide Recruitment scams can look convincing, so take a moment to check the role is listed on our official careers site and read our guidance on Don’t be conned by a job scam. Please note that should you be successful in securing this role, the job title on our internal systems will be Economic Crime SME Manager.