Senior Credit Risk Officer – LAC Region

At the International Finance Corporation (IFC), a member of the World Bank Group (WBG), you’ll join a diverse, global community working across cultures, disciplines, and borders to address the world’s most pressing development challenges. With 1.2 billion young people reaching working age in the decade ahead, the challenge of job creation has never been greater.

Through partnerships across 145 countries and more than 182 offices worldwide, we work with governments, private sector, development partners and other stakeholders to invest in people, strengthen markets, and deliver scalable, data-driven solutions that generate more and better jobs and improve lives. In fiscal year 2026, IFC committed a record $105.

6 billion to private companies and financial institutions in developing countries. For more information, visit www.ifc.org. The successful candidate will join IFC's Investment and Credit Risk Department (CIR), which is part of the Risk Management Vice-presidency. CIR is responsible for providing an independent risk-reward assessment for all new investment transactions and material portfolio events, ensuring they meet IFC's minimum investment standards as required by any applicable policies, procedures, or guidelines.

CIR also plays an essential role in maintaining an investment culture within IFC by disseminating credit and equity expertise and best practices through various knowledge management activities. IFC is seeking a Senior Credit Officer to join its Investment and Credit Risk Department. Senior Credit Officers are specialized and experienced risk professionals that are part of the independent risk oversight system.

They are responsible for reviewing and approving investment proposals and material portfolio actions submitted by IFC's investment teams. In addition, working with investment teams on identifying and mitigating credit and equity risk, they ensure that the investment transactions meet IFC's minimum investment standards as required by any applicable policies, procedures, or guidelines, as well as the risk appetite established by senior management.

They also play an essential role in maintaining an investment culture within IFC by disseminating credit and equity expertise and best practice through various knowledge management activities. This professional will cover the Infrastructure (INFRA), Manufacturing Agribusiness Services (MAS) space in LAC and EUR Region and will become part of a formal investment approval hierarchy, serving as "second pair of eyes".

S/he will be responsible for providing credit reviews and approvals for new transactions and portfolio monitoring and representing CIRIC on different committees and working groups. This role requires expertise in emerging markets, transaction structuring, sector and macroeconomic dynamics, financial analysis, credit risk, equity valuation, legal structuring, and financial instruments to assess opportunities and risks across both new transactions and portfolio clients.

Candidates should also demonstrate a strong track record in transaction execution and investment experience. This position is posted across multiple potential duty stations, including Sao Paulo, Bogota and Mexico City. The selected candidate's duty station will be determined based on organizational requirements and business needs.

The Senior Credit Officer (SCO) reports to the Regional Chief Risk Officer (RCRO) for LAC and Europe. Duties and Accountabilities

• Provide objective and independent risk assessment for transaction approvals and portfolio monitoring, while meeting the Standard Level Agreements in the Credit Client Service Framework.
• Serve as a second pair of eyes throughout the investment cycle, partnering with business teams from early review through post-disbursement on transaction structure, documentation, financial performance, covenant compliance, ratings, portfolio trends, and risk mitigation tools.
• Ensure new transactions and portfolio actions comply with IFC policies, procedures, and best practices in support of IFC’s financial and development objectives.
• Help maintain a sound risk-reward balance consistent with IFC’s risk appetite and portfolio quality standards.
• Approve the initial credit risk rating and facility rating for new transactions and review sample portfolio ratings on an ongoing basis.
• Visit transaction teams and/or clients in key office locations to get a first-hand understanding of market conditions and risks.
• Contribute to knowledge sharing and staff development through training, investment FAQs, and other departmental initiatives.
• Participate in reviews and discussions of credit standards, pricing, deal acceptance criteria, and business process improvement, and represent the department on relevant working groups.
• Advise the RCRO and VP Risk on new transactions or portfolio developments, which could adversely affect IFC’s asset quality, developmental impact, or future performance.