Loan Operations Specialist

Loan Operations Specialist

• Either Onsite in – Irvine, CA – Remote option available Center Street Lending is one of the largest lenders for residential transition (fix/flip) and ground up loans for residential investors. Since its founding in 2010, Center Street has originated over $6.5 billion of fix/flip, ground-up, bridge and multi-family loans across 40 states. Center Street Lending provides expert guidance, fast approvals, speedy funding, and personalized in-house service that helps it retain one of the highest customer satisfaction ratings in the industry with 4.8/5.0 google stars. We provide tailored financial solutions designed to meet the unique needs of real estate developers and residential investors. Center Street Lending is proud to be a registered “Great Place to Work”, listed on the 2025 #Inc 5000 list of fastest growing companies and featured in Scotsman Guide’s Top Lenders publication since 2023. Website: www.centerstreetlending.com Duties & Responsibilities: As Loan Operations Specialist, you will support the Production team by applying your skills in the loan funding process. Some responsibilities include: Provides excellent customer service and communication in a fast-paced environment. Work cohesively with Underwriters, analysts, sales partners, and external customers. Responsible for all internal and external communication throughout the loan process and funding for each loan within your pipeline. Orders third party vendor reports required per policies, procedures, and lending guidelines. Reviews and analyzes all loan documents including appraisal, assets, personal and/or business financials, credit, background, escrow, purchase contract, construction/budget documents, insurance and preliminary title reports ensuring acceptance and adheres to company policies and procedures and product guidelines in a timely manner. Submits quality processed file to underwrite for initial review and/or clear to close decisions. Follows up on any outstanding loan conditions throughout the loan process. Takes initiative with a clear business mind providing problem-solving solutions with a collaborative approach with all parties associated with the loan, before, during and after closing. Escalates loan exceptions to management or Credit Committee for review and final decision outside of authority or as designated in the lending guidelines. Maintains an accurate active pipeline with knowledge of loan details. Acts as a Team Player with all internal and external customers. Adheres to established SLA’s. Maintains an average pipeline of 30+ loans & funds 20+ loans per month.

Qualifications

Proven working experience in a loan processor or similar role. At least 3 years’ experience in loan processing or similar roles. (RTL experience preferred) Knowledge of mortgage terms, compliance disclosures, and standard credit documentation Strong written and oral communication skills. Must be detail oriented. / Proficiency with Encompass (preferred) Proficient in MS Office (Word, Excel, Outlook and PowerPoint, Outlook, etc.)

Education: Bachelor's degree preferred.

Compensation

Hourly $33.65 - $36.06 + Bonus structure $50.00 Per file closure Benefits: Full-time Paid time off/Health insurance/Dental insurance/Vision/401k plan