Environmental Claims Officer
Job description
As an Environmental Claims Officer, you will independently manage a portfolio of complex environmental and pollution claims while delivering exceptional claim outcomes through thoughtful investigation, strategic litigation management, and proactive resolution efforts. Analyze, investigate, and evaluate complex environmental, pollution, toxic tort, and related specialty claims to determine coverage, liability, and claim disposition.
Own claim strategy from initial notice through final resolution, ensuring timely, fair, and cost-effective outcomes. Establish and manage indemnity and expense reserves, ensuring reserve adequacy throughout the life of the claim. Recommend reserve adjustments and strategic actions on matters that exceed settlement authority.
Prepare comprehensive claim analyses and reports for management and business partners. Identify emerging claim trends, coverage issues, and portfolio insights, communicating findings to leadership and underwriting teams. Direct and oversee litigation strategy through the selection and management of defense counsel and other experts.
Manage legal budgets, invoice review, and adherence to litigation management guidelines. Lead negotiations and actively participate in mediations, arbitrations, and settlement discussions. Partner with brokers, risk managers, reinsurers, and insureds to strengthen relationships and deliver exceptional service. Support audit and compliance processes while maintaining required adjuster licenses and professional credentials.
What Makes You Successful You bring strong technical expertise, sound judgment, and the ability to navigate highly complex claims involving multiple stakeholders and evolving legal and regulatory considerations. You're comfortable making independent decisions, influencing outcomes, and balancing customer service with strong business acumen Bachelors' Bachelor's Degree and/or advanced degree.
J.D. preferred. 7 + years claims/legal experience, with at least 2 years within a technical specialty preferred Advanced knowledge of claims handling concepts, practices and techniques, to include but not limited to coverage issues, and product line knowledge Functional knowledge of law and insurance regulations in various jurisdictions Demonstrated advanced verbal and written communications skills Demonstrated advanced analytical, decision making and negotiation skills Advanced Environmental Claims and/or Pollution Claims experience preferred Experience with mass litigation and/or toxic tort required