Information Security Risk Analyst II

Become an everyday champion — and build a career where your impact fuels financial progress. What We Do Card. Works Financial Group is a diversified financial services platform building ethical solutions across credit, lending, and the full customer lifecycle. Through our family of companies, Card. Works Financial Group tackles the complex challenges that larger financial institutions leave behind.

We’re embedded throughout the credit card ecosystem as a lender, servicer, and merchant acquirer. Who We Are Merrick Bank: The bank that builds Card. Works Servicing: One partner, total performance Carson Smithfield: Resolution with respect With nearly 40 years of operating history, our track record is solid: disciplined in downturns and built to accelerate in recovery.

The Card. Works Financial Group companies take precise approach in complex markets, as a top three non-prime focused general purpose card issuer and a top fifteen U.S. merchant acquirer. Our team tackles the industry’s most complex credit and payment challenges. And we believe that excellent work starts with a team that feels supported, respected, and empowered to grow.

Card. Works Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees. Founded in 1997, Merrick Bank is an FDIC®-insured financial institution headquartered in South Jordan, Utah, with over $10 billion in assets.

A wholly owned subsidiary of Card. Works Financial Group, Merrick Bank serves roughly five million cardmembers and more than 100,000 merchant customers, offering credit cards, recreational loans, deposit accounts, merchant services and bank sponsorships to consumers and businesses. Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.

The IAM Analyst II is responsible for the execution and facilitation of Identity and Access Management (IAM) detective controls that identify unauthorized, inappropriate, or unnecessary access across the enterprise. This role has primary responsibility for supporting User Access Reviews (UARs), including review preparation, data validation, reviewer coordination, completion monitoring, exception management, evidence retention, and remediation tracking.

In addition to access certifications, the IAM Analyst II supports other detective IAM controls and monitoring activities, including access reconciliations, authentication and privileged access reviews, access-related monitoring, and investigation of identified exceptions. The role works closely with application owners, business stakeholders, IAM engineering, cybersecurity, risk management, and audit teams to ensure controls are executed consistently, supported by complete and accurate data, and maintained in an audit-ready state.

The ideal candidate combines strong operational discipline, analytical skills, and an understanding of identity and access management concepts, with an ability to manage recurring control activities involving multiple applications and stakeholders. The role is also expected to identify opportunities to improve control effectiveness, streamline processes, and reduce manual effort through automation.

Essential Functions

• Facilitate and execute IAM detective controls, with a primary focus on User Access Reviews and access certification activities.
• Coordinate the end-to-end execution of assigned UARs, including preparation, initiation, reviewer engagement, completion tracking, validation, and evidence retention.
• Perform completeness and accuracy procedures associated with access review populations and supporting data.
• Review control results to identify access exceptions, inappropriate access, policy violations, or other conditions requiring investigation or remediation.
• Support additional detective IAM controls, including access reconciliations, authentication configuration reviews, privileged access reviews, and other access-related monitoring activities.
• Maintain accurate documentation and evidence demonstrating control execution and completion.
• Escalate control issues, missed deadlines, data quality concerns, or potentially significant access findings to IAM management.
• Assist with automation of data collection, validation, reconciliation, reporting, evidence generation, and control workflows.
• Partner with IAM engineering and platform teams to improve control data, integrations, and automation capabilities.
• Participate in testing and validation of new or enhanced IAM control capabilities.

Requirements

Education

& Experience:

• Bachelor's degree in Information Security, Information Technology, Computer Science, Business, or a related discipline; or an equivalent combination of education and relevant experience.
• 3 plus years of experience in Identity and Access Management, information security, IT risk, IT controls, or a related technology function.
• 3 plus years of experience with Sail. Point is required.
• 1 plus years of experience with Delinea preferred.
• Experience supporting or executing User Access Reviews, access certifications, access reconciliations, or similar identity and access controls preferred.
• Experience analyzing user, account, role, entitlement, or application access data.
• Experience working with business and technology stakeholders to facilitate recurring control activities or resolve access-related issues.
• Experience supporting audit, risk, or compliance activities preferred, particularly within a regulated environment.
• Familiarity with IAM, IGA, PAM, authentication, or access management technologies preferred.
• Familiarity with data analysis, reporting, scripting, workflow, or automation technologies preferred.
• Working knowledge of security and control frameworks such as SOX, SOC1, SOC2, or similar regulatory and compliance requirements preferred., SOC1, SOC2, or similar regulatory and compliance requirements preferred. Knowledge, Skills and Capabilities:
• Understanding of identity and access management concepts, including user access, entitlements, authentication, privileged access, and access governance.
• Strong organizational skills and ability to coordinate recurring control activities involving multiple applications, reviewers, and deadlines.
• Strong analytical skills with the ability to work with access data, identify discrepancies, and investigate exceptions.
• High attention to detail, particularly when performing data validation, control execution, and evidence collection.
• Ability to effectively facilitate User Access Reviews and communicate expectations to business and technology stakeholders.
• Ability to independently manage assigned control activities while appropriately escalating issues and risks.
• Strong written and verbal communication skills.
• Ability to document processes, control activities, findings, and remediation clearly and consistently.
• Ability to identify opportunities for process improvement and automation.
• Demonstrated commitment to operational discipline, control effectiveness, and secure access practices. Ideally, the qualified candidate will work at the following location(s): Woodbury, NY; Pittsburgh, PA, Orlando, Fl, South Jordan, UT. A hybrid work model or fully remote model can be considered based on hiring manager decision and priorities of the role. The salary range for this position, if located in NY Metro/NY State is $88,605 to $98,450. However, please note that the salary range will vary for other geographic areas. #INDHP Our Employee Value Proposition Competitive Pay , including a Bonus Target or Variable Pay Incentive Program Benefits Package -Medical, Dental, and Vision (plus much more) 401(k) Plan with Company Match Short- & Long-Term Disability Wellness Programs Group Life and AD&D Insurance Paid Vacation, Sick Days and bank Holidays Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location. We are proud to be an equal opportunity employer. All qualified applicants will receive consideration without regard to age, race, color, sex, or gender identity/expression (including pregnancy, childbirth, transgender status, or sexual orientation), religion or creed, ancestry, citizenship, national origin, disability, military or veteran status, marital status, genetic information, or any other characteristic protected by applicable law. We do not tolerate discrimination, harassment, or retaliation. Employment decisions are based solely on qualifications, merit, and business needs. Everyone is welcome here, and we hire based on your ability to do the job, not any protected characteristics. If you need help or reasonable accommodation during the application or hiring process, please let your TA Partner know.