Commercial Underwriter

Position Summary

This position is in person in Toledo Ohio.

The Commercial Loan Underwriter is responsible for evaluating business loan requests by analyzing financial statements, credit history, collateral, cash flow, industry conditions, and overall repayment ability. This position prepares detailed credit analyses and recommendations to support sound lending decisions while ensuring loans meet internal policies, regulatory requirements, and risk management standards. The underwriter works closely with commercial lenders, portfolio management, and other internal teams to structure responsible credit solutions, identify potential risks, and help protect the credit union’s loan portfolio while supporting the borrowing needs of business members.