Health Insurance Advisor

Health Insurance Advisor Updated: August 2026 Department: Life and Health Reports To: Health Insurance Small Team Leader Position Mission Statement The Health Insurance Advisor’s mission is to educate clients on health coverage options and present a value-based recommendation for coverage. The Health Advisor will achieve this by breaking down coverage into easy-to-understand language, thereby simplifying the process for the client.

Responsibilities

and Tasks Educating clients on health coverage options Uncover trust expansion opportunities Answer complex client coverage questions as requested by Health Dept CSC Administrative, Licensing & Contracting Prospecting with clientele Quote and sell health business to achieve weekly/monthly goals Adhere to company compliance and underwriting guidelines Maintain a comprehensive knowledge of health product changes Complete AHIP, FFM and product specific training deadlines Compile client data to assess carrier options to make recommendations Works with Financial Advisors and Tax preparer to ensure the advice given is within the context of a client’s overall financial picture Thoroughly communicates out of pocket client expenses to set accurate product expectations Adheres to a compliant sales process by obtaining necessary SOA’s, using a compliant marketing and sales process Engages client in the presentation to ensure they understand the material presented.

Elicit a response from client whether they have concerns about proceeding with coverage. Document all client meeting notes within one business day of meeting held Obtains completed health applications and signatures for carrier compliance Review Medicare, Marketplace or Group health coverage options with clients Simplify complex coverage concepts thereby equipping clients to make informed health coverage decisions Review coverage and cost analysis information when multiple options are available.

Perform other duties as required.

Required Skills

and Abilities Excellent organizational skills and attention to detail. Must be well organized with time, resources, physical office space, and client documents/information, detail oriented, and be able to manage a large workload Strong analytical and problem-solving skills. Ability to adapt to the needs of the organization and clients.

Ability to prioritize tasks and to delegate them when appropriate. Thorough knowledge of carrier, underwriting and binding requirements. Proficient with Microsoft Office Suite or related software. Must be intrinsically motivated and able to work individually with little direction. Must be a team player and able to collaborate with other Insurance team members and cross-functional department members.

Must be coachable, goal oriented, grasp concepts quickly, able to work in a fast-paced environment, embrace change, and have a strong desire to learn and grow in the insurance services industry. Must exemplify the firm’s corporate values and represent the company well in the community and in all dealings with vendors, customers, and other affiliates.

Education and Experience

Bachelor’s degree preferred, or related field preferred; and/or equivalent industry experience required Life & Health license required (or ability to obtain) Physical Requirements Prolonged periods of sitting at a desk and working on a computer.