Deputy Manager Gold Loan Audit

Job Purpose Job code – Assistant Manager / Deputy Manager / Manager – Gold Audit Qualification: Graduation, PGT, MBA Relevant Experience: Minimum 3 Years in Gold loan auditing & minimum 5 years’ experience in gold loan industry. Gold Assessment Certificate from Recognized Organization (MSME / Govt Institute) is a plus.

Functional and Behavioral Competencies: Deep Knowledge of gold testing methods and equipment. Ability to identify quality & Purity of gold in any form by manual assessment Calculation of gold valuation pledged by customers. Keen eye of observation. Strong Team Management Skill Ready for travel for 15-18 days in months.

Good experience of Excel to carry out analysis and prepare report Job Responsibilities:

• Conduct regular audits of gold loan branches to ensure adherence to internal policies, procedures and regulatory requirements.
• Responsible for physical verification of gold pledged for loans in the Branches as per checklist.
• Identify potential risks, discrepancies and fraudulent activities in the gold loan operations.
• Analyze gold loan processes and recommend enhancement for operational efficiency.
• Perform Gold Loan audit of the Branches to identify areas of risk, monitor adherence to laws, regulations, policies, procedures and set standards and reinforce internal control measures.
• Responsible for conducting Gold Loan audits in the Branches assigned to them
• Conducting audit in the assigned branches in the allotted days.