Qssk-Cra-Credit Risk Analyst

JOB TITLE: CREDIT RISK ANALYST About This Job: Q-Sourcing Limited trading as Q-Sourcing Servtec is a manpower management solutions firm operating in the East African Region in the countries of Uganda, Kenya, Tanzania, Rwanda, and South Sudan. On behalf of our client, a leading financial institution, we are looking for a competent, skilled, and experienced Credit Risk Analyst to work in Kenya.

Job Purpose To assess, monitor, and report on the credit risk of the Bank's lending portfolio, ensuring that credit exposures are within approved risk appetite and that credit decisions are supported by sound analysis. The role provides credit risk insights, strengthens credit controls, and supports the development of credit risk models and reporting.

Key Responsibilities

Credit Risk Assessment Assess credit applications and portfolio exposures against the Bank's credit policies and risk appetite. Conduct credit risk analysis covering borrower financials, industry trends, collateral, and repayment capacity. Credit Risk Monitoring Monitor credit exposures, portfolio quality, non-performing loans, and provisioning levels.

Establish risk-based control, testing, and evidence requirements, and coordinate reviews with business and credit control owners. Credit Risk Reporting and Analysis Prepare credit risk reports and dashboards for management and Board credit committees. Analyze credit risk trends and identify emerging risks, proposing mitigation actions.

Regulatory and Stakeholder Engagement Monitor emerging credit regulations and industry developments, maintaining credit risk documentation and liaising with regulators and auditors. Support credit risk awareness through targeted training and guidance.

Requirements

Qualification and Experience Education Bachelor's degree in Finance, Economics, Statistics, Business Administration, or a related field. Experience At least five (5) years of relevant experience in credit risk, credit analysis, or portfolio management within banking or financial services. Demonstrated experience in credit risk assessment and reporting within a regulated environment.

Technical Skills Strong knowledge of credit risk frameworks, credit scoring, and provisioning standards. Proficiency in MS Office applications, particularly Excel, and credit risk systems. Core Competencies Strong analytical and problem-solving skills. Excellent communication and stakeholder management abilities. High integrity, accountability, and professionalism.

Ability to work under pressure and meet deadlines. Interested and qualified applicants should submit their applications through the link below. Note: Only shortlisted applicants will be contacted. Q-SOURCING SERVTEC IS AN EQUAL OPPORTUNITY EMPLOYER. ANY SOLICITATION WILL LEAD TO DISQUALIFICATION.