Commercial Loan Officer

Description MBT Bank is hiring an experienced and results-driven Commercial Loan Officer to join our Rochester team. This role is responsible for the development, management, and retention of a high-quality commercial loan portfolio while building strong, full-service banking relationships with our customers. The ideal candidate will bring a strong credit analysis background, business development skills, possess leadership qualities, and a passion for community banking.

This position also offers potential for future advancement into a leadership role for candidates who demonstrate positive performance, initiative, and alignment with our bank’s values. MBT Bank is a family-owned community bank proudly serving customers across North Iowa and Southern Minnesota. Our organization is rooted in strong local relationships, personalized service, and a deep commitment to the communities we serve.

Key Responsibilities

Build, manage, and grow a portfolio of commercial banking relationships through business development and customer retention Analyze financial information and structure lending solutions that meet customer needs and bank guidelines Monitor portfolio performance and manage risk while ensuring compliance with policies and regulations Partner with internal teams and represent the bank in the community to deliver comprehensive financial solutions Requirements Benefits: 401k Match and Profit Sharing Health, Dental, & Vision Insurance Paid Time Off Life Insurance Disability Insurance Wellness Reimbursement Tuition & Training Reimbursement Education: Bachelor's degree with an emphasis in business, finance, or accounting Experience Bachelor’s degree in business, finance, accounting, or related field 10+ years of experience in commercial lending, credit analysis, or banking Computer Skills: Proficiency in the use of basic office equipment, keyboarding, Microsoft O365, web-based software, banking software, and overall computer navigation.

SUPERVISORY RESPONSIBILITIES None WORK ENVIRONMENT The work environment characteristics described here are representative of those that are generally found in a bank office environment. Work is generally sedentary in nature. The working environment is generally favorable but may have fluctuations in office temperatures.

Work is generally performed within an office environment with standard office equipment available. May have distractions from other people’s conversations, coin machines, and drive-up loudspeakers.