Portfolio Associate

Axos Bank Target Range: $80,000.00/Yr. - $95,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. This is a commission eligible role. About This Job The Portfolio Associate supports Credit and Portfolio Management within the Fund Finance portfolio, managing a portfolio of subscription credit facilities and related lending products using a risk-based approach.

This role is responsible for ongoing portfolio monitoring, transaction execution support, and financial analysis, while ensuring adherence to lending policies, documentation standards, and regulatory requirements.

Responsibilities

Review and validate Post Funding Covenant (PFC) audits, borrowing base certificates and loan/line advances. Escalating any complex issues or exceptions to management Conduct comprehensive loan reviews, collection of financial statements, financial statement spreading and the financial analysis of borrowers Routine monitoring of commercial credits by way of covenant tracking, servicing borrower inquires, and facilitating the gathering of essential portfolio data is essential Perform reporting and analysis on lending portfolio including monthly and quarterly data reports Maintain electronic loan files and prepares reporting on trends, ratios, and cash flow analysis Consult with customers to verify financial and credit transactions; respond to customer inquiries and resolves customer complaints Lead, develop and train Portfolio Analysts and Associates Qualifications: Bachelor’s degree in Finance, Accounting, Economics, or a related field 2+ years of experience in portfolio management, credit underwriting, or structuring within commercial lending, preferably with exposure to fund finance or specialty finance Strong understanding of lending structures, financial analysis, and credit risk principles Experience with borrowing bases, covenants, and loan documentation Advanced analytical, problem-solving, and organizational skills Ability to operate independently and manage deadlines in a high-volume environment Axos Employee Benefits May Include: Medical, Dental, Vision, and Life Insurance Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year) HSA or FSA account and other voluntary benefits 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading About Axos Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want.

We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana.

Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization. Equal Employment Opportunity: Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment: While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. E-Verify and Right to Work Notices Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.

S. Citizenship and Immigration Services. IER Right to Work Poster (English/Spanish) E-Verify Participation Poster (English/Spanish)