Real Estate Loss Mitigation Specialist

The Real Estate Loss Mitigation Specialist manages delinquent Texas Home Equity Loans and HELOCs from early-stage delinquency through foreclosure referral or charge-off. The role proactively engages borrowers experiencing hardship, conducts detailed financial and collateral analysis, and structures sustainable retention and liquidation solutions — including repayment plans, forbearances, loan modifications, short sales, deeds-in-lieu, and settlement agreements — in full compliance with the Texas Constitution Article XVI Section 50(a)(6), Texas Finance Code Chapter 392, CFPB mortgage servicing rules, and CUTX policy.