Mortgage Loan Processor

Job Details: Job Location: La Grande Branch

• La Grande, OR, Salary Range: Undisclosed, Job Title | Mortgage Loan Processor POSITION OVERVIEW The Mortgage Loan Processor provides professional, friendly, and high-quality service to Old West Federal Credit Union members. This position contributes directly to the efficiency and accuracy of Mortgage loan operations while supporting member satisfaction and organizational success.

Duties and Responsibilities

Provide excellent service to borrowers, co-workers, and members. Maintaining a high standard of communication and accuracy throughout the loan process. Educate existing and potential members on products, services, and eligibility requirements. Facilitate the collection, review, and verification of required financial documentation, including tax returns, appraisals, and credit reports, ensuring completeness and compliance.

Input loan applications into systems (e.g., Laser. Pro/Symitar/Loan. Vantage), validate data accuracy, and order supporting materials such as title reports, appraisals, and flood determinations. Collaborate with loan officers to prepare loan packages for underwriting and approval, assuring all documentation meets organizational standards.

Assist borrowers in resolving issues related to loan applications or documentation, with timely and professional resolution. Manage the post-close process, including checklist implementation, file auditing, and compliance with loan requirements. Process loan renewals by sending notifications, tracking applications, and updating loan statuses.

Become and serve as an Oregon Notary Public. Support departmental goals by participating in trainings (e.g., security, robbery, disaster recovery, BAI, loan processor specific training), audits, and meetings as requested or required. Adhere to all federal and state regulations, credit union policies, and compliance obligations, including BSA and OFAC requirements.

Represent the Credit Union with integrity and professionalism in member interactions and community activities. Travel to other branches as needed. Perform other duties as assigned.

Qualifications

QUALIFICATIONS High School Diploma, GED, or another equivalent. At least one (1) year of member/customer service, teller services, or retail experience is required. Must be bondable. Must maintain a valid driver’s license. SKILL PROFILE The individual in this position is expected to possess the following knowledge, skills, and abilities: Outstanding written and oral communication skills, such as the ability to effectively convey and receive information professionally in writing, over the phone, and in person.

Proficiency in word processing and computer databases, including knowledge of Microsoft Office (e.g., Excel). Strong organizational skills, including effective time management and task prioritization. Comprehensive knowledge of banking and general state and federal laws related to financial privacy, fair lending, collections, bankruptcy, foreclosure, payoffs, and assumptions, as well as loan product-specific requirements.

Understanding of computer transactions necessary for operational tasks, including the ability to read histories and interpret account activity. Ability to collaborate with individuals at all organizational levels and work effectively both independently and as part of a team. Excellent customer service skills, including the ability to recognize member financial needs, resolve member inquiries, and cross-sell various products and services.

Ability to maintain confidentiality of sensitive company and member information. Ability to adapt to changing business needs and deadlines. Exhibit a professional, businesslike demeanor including a work ethic consisting of punctuality and accuracy. Ability to operate a computer, fax machine, telephone, scanner, ten-key adding machine, copier, and typewriter.

PHYSICAL AND SENSORY CAPABILITY REQUIREMENTS The listed requirements comprise the physical, sensory, and mental capabilities required of this position. Reasonable accommodations will be provided if the requested accommodation does not impact the individual’s position to fulfill the essential functions of the position.

Sitting/Mobility: Approximately 50% of the time is spent sitting at a desk, with 30% of the day moving around the office and 20% of the time spent standing. Vision: Ability to effectively use a computer screen and interpret printed materials, memos, and other paperwork. Must be able to maintain sustained focus on a computer screen.

Lifting/Carrying: Must be capable of transporting files and office supplies weighing up to 50 lbs. as needed. Stooping/Kneeling: Ability to access files and supplies stored in low cabinets and shelving units. Reaching/Handling: Ability to type information using a computer keyboard and retrieve items from filing systems or storage.

Concentration: Ability to focus in an environment with background noise or distractions and resume tasks after interruptions. Ability to safely operate a motor vehicle for travel between branches or community engagements.