Credit Analyst I

Job Details: Level: Experienced, Job Location: Corporate

• Newton, NC, Position Type: Full Time, Salary Range: Undisclosed, Job Shift: Day, Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.

Qualifications

Required Education/Knowledge: Bachelor’s Degree from an accredited four-year university Knowledge of bank credit policy and procedures Superior knowledge of commercial loan documentation requirements, regulations and Bank policy Understanding of credit underwriting issues associated with a wide variety of business Preferred Education/Knowledge: Knowledge of other areas of bank operations Required Experience: 0 to 2 years’ experience in a lending environment of a financial institution Previous loan documentation and underwriting experience Preferred Experience: Previous loan documentation and underwriting experience Required Skills: Proficiency with PC including Word and Excel Calculator skills Well-developed communication skills Ability to deal with customers, co-workers and attorneys Ability to spread and analyze financial statements and tax returns (beneficial)