Credit Analyst

Reviewing, Evaluating and verifying loan applications submitted by Loan Officers and Digital Finance Teams and requesting additional information as necessary Working closely with loan officers and Digital Finance and assisting them in verifying the accuracy of loan applications Reviewing and verifying income statements, tax returns and other financial documents presented by clients and prospects to develop a borrower’s profile and arrive at a credit recommendation Verifying the information from application form by phone call to the potential customer or via field visits to the customer’s business premises Ensure, compliance with credit risk policies, standards, procedures and other internal regulations in lending operations and decisions taken Guarantee the confidentiality of processed information, for both clients and institution Identify and report suspicious transactions and decisions to management Evaluate the applications of loan officers and digital finance in their ability to conduct proper financial analysis of potential clients Generate and analyze all necessary reports (I-score,…) to check the customer’s credit history and business performance Requirements University degree of economics / accounting / banking / finance Good spoken level of English Strong analytical and logical skills Good communication and presentations skills Ability to make independent decisions Proficiency in using MS Office products (Word, Excel, PowerPoint)