Credit Analyst (Institutional Credit)
Industrial & Commercial Bank of China
Job description
Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is the flagship of overseas business of Industrial and Commercial Bank of China Limited (“ICBC”) – currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong. Currently, ICBC (Asia) has 52 retail outlets (including 27 “Elite Club” Wealth Management Centres) in Hong Kong.
It is engaged in commercial banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on commercial and retail banking as well as global market business. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialize in Renminbi services in mainland China and ICBC’s global asset management business respectively.
Responsibilities
Perform credit due diligence and fundamental analysis on borrowers and trading counterparties, especially credit assessment on financial institutions(Banks and non-bank FIs)/Mutual Fund/Private Equity. Conduct analysis on the the deal and the major credit terms including OTC transaction, Money market product and Debt securities to assess the credit exposures.
Evaluate and challenge on the credit limit proposals and prepare credit opinion/ recommendation to the credit approvers based the risk and mitigation summary. Ensure credit request is duly assessed with respect to all internal and external requirements including approval of credit applications within delegated authority Participate in cross department projects and provide guidance as a subject matter expert on credit risk issues Requirements University graduate with major in Accounting, Finance or related disciplines Minimum 5 years of credit risk management especially on counterparty credit risk and FI credit risk.
Sound knowledge of financial market derivative product and key risk factors Solid knowledge in financial fundamental analysis HKICPA, ACCA, CFA, FRM are preferred Self-motivated, independent with an analytical mindset and ability to work under pressure Strong interpersonal, communication, negotiation and presentation skills with experience in working with senior management level Strong command of both written and spoken English and Chinese, including Putonghua Holder of ECF on Credit Risk Management is preferable Interested parties, please click "Apply Now" for application.
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