Credit Risk Trainee (One Year Contract)

Summary The Credit Risk trainee will primarily be responsible for preparing credit risk reports and simple credit analysis for financial institutions, as well as providing research on industry, sector and credit risk data mining. The trainee will become a value added RPC FSP AP member by assisting the team to evaluate the credit risk of new business/ the periodic risk review of existing clients and portfolio review.

The ideal candidate should complete the graduation requirement by Dec 2026 and is available to start the position from Dec 2026/ Jan 2027 onwards. Trainee program is one year to begin with and possible for extension up to 2 years in total, subject to performance and business needs. Please apply for this role on our Career Website and complete the form at this link .

Both steps are required for your application to be considered complete.

Key Responsibilities

Prepare regular and ad hoc statistical and analysis reports for the team and head of FSP AP Assisting in conducting financial analysis of existing FI counterparties, such as CAMEL analysis on banks, financial statement analysis in order to assess creditworthiness and credit profile on FI counterparties. Gathering external rating from rating agency such as S&P, Moody and Fitch for the team Prepare relevant reports for the FSP AP team such as late rating reports, rating review and annual review schedule Tracking and update monthly reports for the FSP AP team such as monthly NAV report for funds Assisting in preparing ad hoc requests and reports Maintaining accurate and up-to-date credit files and documentation Ensure good quality of credit risk management information presented to Credit Committees ensuring consistency, quality, and objectivity of presentation.

In accordance with the Mandatory Reference Checking (MRC) Scheme implemented by the Hong Kong Monetary Authority (HKMA), a successful candidate for an In-Scope Position who has held a position with an In-Scope Institution in the past 7 years will be subject to a mandatory reference check. For more details, please refer to Mandatory Reference Checking Scheme Phase 2 | The Hong Kong Association of Banks .

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