Loan Originator

• Originate high quality loans which meet FCMC guidelines * Develop business relationships with local Real Estate agents and builders * Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics * Develop contacts with Banks partner store management team * Take customer loan applications, including pulling credit * Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.

• Communicate with borrowers and real estate agents throughout the loan process * Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR * Depending on location and business need, this position may serve as a general office manager.

Responsibilities

would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules. * This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns. * Travel as needed to meet business needs * Regular and predictable attendance and punctuality * Other duties as assigned Position level will be dependent upon internal and external experience Physical Requirements: * Must be able to remain in a sitting and/or standing position for extended periods of time * Requires ability to operate a computer and other office machinery * Ability to lift up to 25 pounds FNBT is an equal opportunity employer.

FNBT is an equal opportunity employer. * High School Diploma or Equivalent * At least 18 years of age * 2 or more years of recent in-person mortgage origination experience with a solid book of business * Experience within a commission-based origination role * Knowledge of VA, FHA and conventional mortgage loan programs * Knowledge of running LP, DU and Clout Automated Underwriting Systems * Experience with Ellie Mae mortgage originating and processing software * Self motivation and capable of working from a home office with limited supervision * Ability to review and understand credit reports * Ability to organize and prioritize * Good communication and presentation skills * Must successfully pass background investigation according to company policy * Must be able to get along with co-workers and work effectively in a team environment