Compliance Manager

Reporting to the Head of Compliance, this person will play a key role in the delivery of Fluro's compliance framework, with a strong focus on providing hands-on regulatory and compliance advice to the business alongside maintenance of the day-to-day compliance activities including delivery of the annual compliance monitoring plan.

This role will suit someone that is comfortable applying their knowledge of regulation to real business use-cases, who can think creatively and is eager to support the business in the delivery of its mission to create a lasting, positive change in the credit industry

• Work cross-functionally to deliver pragmatic compliance advice, and ensure product and service changes comply with relevant FCA rules and regulations
• Conduct horizon scanning and provide balanced and practical advice to the business on new regulations
• Translate regulatory requirements into easy to understand internal policies that are fit for purpose
• Champion a customer focussed culture and provide pragmatic advice on Consumer Duty
• Act as a “critical friend” to the business, ensuring that the compliance team is viewed positively and engaged as appropriate
• Conduct compliance monitoring and outcomes testing, escalating findings and tracking remediation
• Support internal/external audits, due diligence and contract reviews
• Assist with regulatory reporting and administration
• Deliver compliance training and advise on mandatory training requirements Need to haves:
• Solid compliance experience gained within an FCA-regulated financial services firm (consumer credit or fintech experience an advantage)
• Good working knowledge of the UK regulatory framework, including Consumer Duty, SMCR, CONC and DISP
• Ability to provide clear, practical regulatory advice and constructive challenge to the business
• Experience conducting compliance monitoring and outcomes testing, and tracking remediation
• Excellent written and verbal communication skills
• Comfortable managing multiple priorities with strong attention to detail Nice to haves:
• Experience with SMCR administration (certifications, fitness and propriety assessments)
• Exposure to financial crime frameworks (e.g. SAR review, MLRO support)
• Relevant professional qualification (e.g. ICA Certificate/Diploma in Governance, Risk and Compliance
• Pension scheme – Fluro matches up to 5%
• Health Insurance, which includes covering the full cost of premiums and can be extended to cover any dependants who live at the same address
• Fluro pays up to £30 per month towards an employee’s gym membership
• Life insurance policy – 4x salary
• Income protection policy
• Service Recognition for 5+ years and 10+ years at Fluro