Financial Recovery Rep - Sr. (SBA)

Description Summary: The Financial Recovery Rep- Sr (SBA) develops resolution strategy on classified (special asset) loans to minimize losses on current Business Banking or commercial loan portfolio.

Responsibilities include

analyzing financial plans, negotiating loan collection, or restructuring, and recommending/overseeing litigation, liquidation or charge off-of loan. Works with moderately large and complex loans. May coach less experienced employees. Duties & Responsibilities: Develops resolution strategy on classified (substandard risk rated) loans to minimize losses on current loan portfolio.

Analyzes financial plans, negotiates loan collection, restructuring/rehabilitation or exit, and recommends/oversees litigation, liquidation, upgrade or charge-off of loan. Protects the integrity of any applicable SBA or USDA guaranty while under FRG management by following all applicable SBA and USDA requirements. Responsible for loan management through the SBA lifecycle in accordance with bank policy and applicable SBA SOPs including verification of applicable collateral positions, loan documentation integrity, secondary market re-purchases, litigation plans and SBA final wrap-up.

Works with business line loan officers to manage non-pass rated borrowing relationships. Adheres to bank policies and procedures and complies with legal and regulatory requirements. Accountable for risk management, compliance, and audit performance for area(s) of responsibility whether a supervisor, manager, or individual contributor.

Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored, and controlled and compliance requirements are adhered to on an on-going basis. If applicable, ensures staff is properly trained, provided with appropriate re­ sources, and motivated to adhere to risk management principles.

Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility. Performs other duties as assigned.

Basic Qualifications

Bachelor's degree in business, finance or accounting or equivalent, relevant work experience A minimum of 3 years of experience in commercial/business banking underwriting, lending, or credit required Preferred Qualifications: Working knowledge of SBA and USDA requirements Excellent written and verbal communication skills Strong goal achievement orientation.

Strong attention to detail, sense of urgency, and ability and desire to provide Simply the Best Service to our clients are key in this position. Ability to work independently in a deadline driven and goal-oriented team environment. Basic working knowledge of PC applications #LI-RP1 Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay) Yes Applications Accepted Through: 11/30/2026 Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.

Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work.

Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation

$70,000-$140,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.