Underwriting Manager

Job Details: Job Location: SA

• San Antonio, TX, Salary Range: Undisclosed, We are seeking an experienced and strategic Underwriting Manager to lead our mortgage underwriting team at Right Start Mortgage. The successful candidate will play a key role in overseeing and optimizing the underwriting process, ensuring accuracy, compliance, and a seamless workflow from application to approval.

Responsibilities

Team Leadership: Lead and inspire a team of underwriters, providing guidance, training, and support to ensure high performance and collaboration. Foster a positive and inclusive team culture that aligns with company values. Operational Oversight: Manage and supervise daily mortgage underwriting operations, ensuring adherence to company policies, regulatory requirements, and industry best practices.

Identify opportunities for process improvement and implement streamlined procedures. Quality Assurance: Implement and oversee quality control measures to ensure accuracy and consistency in underwriting decisions. Conduct regular audits to identify areas for improvement and implement corrective actions. Risk Management: Evaluate and mitigate potential risks associated with mortgage loan applications.

Provide guidance on complex or exceptional cases, ensuring consistent and well-documented underwriting decisions. Communication and Coordination: Serve as a key point of contact for internal stakeholders, including loan officers, processors, and senior management, to address inquiries and provide guidance. Collaborate with other departments to optimize cross-functional processes.

Training and Development: Provide training and ongoing development opportunities for underwriting team members. Ensure team members stay informed about changes in industry regulations and company policies. Reporting and Analysis: Analyze operational performance metrics, underwriting trends, and key performance indicators to identify areas for improvement.

Generate regular reports for senior management to inform decision-making.

Qualifications

Bachelor's degree in Business, Finance, or a related field (MBA is a plus). Proven experience in mortgage underwriting management. Strong leadership and team management skills. In-depth knowledge of mortgage products, regulations, and industry best practices. Excellent organizational and problem-solving abilities. Effective communication and interpersonal skills.