Credit portfolio analyst (Deputy Manager to Senior Manager)

Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is the flagship of overseas business of Industrial and Commercial Bank of China Limited (“ICBC”) – currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong. Currently, ICBC (Asia) has 52 retail outlets (including 27 “Elite Club” Wealth Management Centres) in Hong Kong.

It is engaged in commercial banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on commercial and retail banking as well as global market business. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialize in Renminbi services in mainland China and ICBC’s global asset management business respectively.

Responsibilities

Monitor and analyze non-performing assets, prepare MIS reports to management, head office and regulatory authorities. Coordinate internally for impairment forecasts of non-performing loans on a monthly basis. Work with the Finance and Accounting Department to prepare monthly provisioning and adjustments. Responsible for polices and handling procedure updates for accounting treatments of non-performing loans together with the Finance and Accounting Department or other related departments.

Responsible for communications and reporting on asset qualities, internal controls and compliance returns with other departments, external auditor and regulatory authorities. Undertake regular follow-ups and reviews of internal controls and compliance returns, update internal handling procedures where needed. Perform annual review of external debt collection agents.

Perform other ad-hoc duties as assigned.

Requirements

University graduate with major in Business, Finance, Statistics or Banking with qualifications such as CPA, ACCA an advantage. Minimum 5 years banking experience and over 3 years of experience in Finance, Debts Recovery, Commercial Lending, or credit function is preferable. Working experience as a business data analyst or an auditor in accounting firms can also be considered.

Knowledge in statistics and proficiency in Excel, SAS and other data analytical tools/software. Understanding of corporate and consumer products and services. Understanding of banking operating management process and banking regulations. Good communication and interpersonal skills. A team player to work with other departments.

Good command of both written and spoken Chinese (Mandarin) and English. Holder of ECF on Credit Risk Management is preferable. Interested parties, please click "Apply Now" for application. Personal data collected will be used for recruitment purpose only.