Head, Commercial Credit - Metro Manila

Be #In. Good. Hands with Metrobank! Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career.

And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach! Position Title: Head, Commercial Credit – Metro Manila Job Summary: The Head of Commercial Credit for Metro Manila provides strategic leadership in managing the Bank’s commercial credit portfolio by ensuring sound credit risk management, high quality credit evaluation and credit governance.

He/ She leads the team in maintaining portfolio quality, supporting business growth through prudent lending decisions, and driving operational excellence as well as partners with senior management on strategic initiatives while overseeing day-to-day operations and performance of the team. Role Exposure: Reviews, analyzes and finalizes Credit Group’s stand on credit proposals for approval by various Committees, ensuring decisions are prudent, consistent and well-supported.

Closely collaborate with the lending officers and other Senior Officers pertaining to appropriate financial packaging, balancing business growth objectives with sound risk management and portfolio quality. Ensures quality credit assessments, accurate and timely credit risk ratings and classifications, timely monitoring of challenged credits, and the exercise of sound credit judgment Maintains oversight of the Metro Manila credit portfolio, identify emerging risks and recommend appropriate mitigating actions.

Ensures the team has the right capacity at all times through timely hiring, talent retention, and effective performance management Ensures effective training, people development, and succession planning within the Group Drive consistency, efficiency, and continuous improvement in credit processes and other initiatives Performs other related functions that may be assigned from time to time.

Qualifications

Bachelor’s Degree in Finance, Accounting, Economics, Business or a related field Postgraduate degree (MBA or equivalent) is an advantage At least 5-10 years of progressive management experience leading large teams and managing complex commercial portfolios 10 to 15 years of progressive commercial credit and/or commercial lending experience with a leading universal, commercial, or international bank Demonstrated experience in handling, assessing or approving various types of commercial and corporate portfolios across multiple industries Excellent leadership, communication, stakeholder management and decision-making skills High integrity, sound judgement, ability to work effectively under pressure Other Details: Rank: Senior Officer Unit: Office of the President / Credit Group Location: The Shops, BGC