City Head-Business Loans (Bangalore/Chennai/Mumbai)

About KreditBee: KreditBee is India’s largest fintech lending platform with a current monthly disbursement of over ₹1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers. It offers various financial services digitally including but not limited to Personal Loans, Business Loans,DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has anin-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.

Reporting to: Regional Sales Manager Product: Unsecured Business Loan Ticket Size: Average 6 lacs Tenor: 36 months Interest Rate: 19% - 30%

Position Overview

As the City Head for Business Loans at KreditBee, you will lead and oversee all aspects of business loan operations within your designated city. Reporting to the Regional Sales Manager, you will be responsible for driving new business acquisition, managing a team, and ensuring operational excellence to achieve targets.

Responsibilities

**New Business Acquisition: **Develop and execute strategies to acquire new business through the open market, focusing on expanding the customer base and increasing market share.

**DSA Network: **Utilize and expand a strong network of Direct Selling Agents (DSAs) in the market to facilitate business loan acquisition and distribution.

**DSA Management: **Effectively manage existing DSAs and recruit new ones, ensuring proper training, performance management, and compliance with company policies.

**Negotiation Skills: **Demonstrate strong negotiation skills to secure favorable terms and agreements with clients, partners, and other stakeholders.

**Local Market Knowledge: **Possess local market knowledge and proficiency in the local language, which will be advantageous in understanding customer needs and market dynamics.

**Industry Experience: **Have a minimum of 7 years of experience in the same line of business, with a proven track record of DSA handling and business loan sales.

Team Management: Lead and manage a team of 10 people, providing guidance, support, and motivation to achieve business objectives.

Other Requirements: Minimum educational qualification: Graduate. Age limit: Not exceeding 35 years.

Disclaimer: This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described and may be amended at anytime at the sole discretion of the Employer.

Please be aware that Krazybee or Kreditbee, as potential employers, are obligated to get the personal information of any applicants who express interest in applying for a position. By submitting an application for the aforementioned position, I, the applicant, grant Kreditbee or Krazybee permission to gather any personal data that may be needed in order to assess my application for the aforementioned employment.