Roduct Owner – Loan Management System (Lms) (ID 1291)

• Own the end-to-end product backlog for LMS modules covering: o Loan lifecycle management o Repayments, schedules, accruals, prepayments, restructuring o Charges, fees, penalties o and GL mappings o Loan events and servicing rules o Support Integration requirements with Core Banking / Accounting Systems

• Act as the single point of accountability for LMS functional scope and priorities.
• Translate business and regulatory requirements into: o User stories o Functional specifications o Acceptance criteria
• Prioritize backlog items based on business value, risk, dependencies, and delivery timelines.
• Ensure stories are clear, testable, and implementation-ready for development teams.
• Continuously groom and refine the backlog with stakeholders
• Act as a bridge between business and technology, ensuring functional intent is correctly implemented.
• Ensure adherence to SDLC and governance processes Requirements
• 10 plus years of experience in banking / financial services with strong exposure to Loan Management Systems.
• Hands-on experience as a Product Owner / Business Analyst / Functional Lead for LMS or loan servicing platforms.
• Strong understanding of: o Loan lifecycle and servicing processes o Banking products and operations o Accounting and financial flows in lending
• Exposure to multiple loan products (Retail, Corporate, MSME, Islamic lending, etc.).
• Ability to write clear user stories, acceptance criteria, and functional documents.
• Strong analytical, problem-solving, and decision-making skills.
• Ability to create and review: o Functional Requirement Documents (FRD) o User Stories and Acceptance Criteria o Process flows and business rules
• Strong grounding in banking, finance, and business processes.