CTR Specialist

Job Details: Level: Experienced, Job Location: 800 Martin Street South

• Pell City, AL, Education Level: 2 Year Degree, Salary Range: Undisclosed, Job Shift: Day, Position Description: Currency Transaction Report Specialist Metro Bank 800 Martin Street South Pell City, AL 35128 Functional Title: Currency Transaction Specialist Department/Division: Compliance / BSA Department Pell City FLSA Status: Non-Exempt Reports To: BSA Officer Skills Required Experience and/or education in banking, compliance, finance, accounting, or a related field. General knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) requirements preferred. Strong attention to detail with the ability to review and analyze large volumes of transaction data accurately and efficiently. Ability to recognize unusual cash activity and identify potential reporting exceptions. Excellent organizational, communication, and time-management skills with the ability to work independently and prioritize multiple tasks. Strong analytical and problem-solving abilities. Ability to maintain confidentiality and exercise sound judgment. Proficient in Microsoft Office applications, including Excel, Word, Outlook, and other bank software systems.

Job Summary

Responsible for the daily administration and monitoring of Currency Transaction Reporting (CTR) requirements to ensure compliance with the Bank Secrecy Act, Anti-Money Laundering regulations, and internal Bank policies and procedures. The Currency Transaction Specialist will review cash transactions for reportability, prepare and file Currency Transaction Reports accurately and timely, research exceptions, and work closely with branch personnel to obtain supporting documentation and resolve reporting discrepancies.

This position supports the Bank's overall BSA/AML compliance program by maintaining accurate records and assisting with regulatory examinations and audits. Primary Duties Review daily cash transaction reports to identify transactions requiring Currency Transaction Report (CTR) filing. Prepare, validate, and electronically file CTRs within regulatory timeframes.

Review transactions for accuracy, completeness, structuring indicators, and potential reporting exceptions. Research customer transactions and obtain supporting documentation as needed. Communicate with branch personnel regarding CTR requirements, missing information, and reporting corrections. Maintain CTR logs, supporting documentation, and audit trails.

Monitor CTR filing deadlines and ensure timely completion of all reporting requirements. Assist with exempt person reviews and documentation maintenance. Escalate suspicious or unusual activity to the BSA Officer for further review. Assist in responding to regulator, auditor, and examiner requests related to CTR reporting.

Participate in BSA/AML compliance training and continuing education. Assist with quality control reviews and internal monitoring processes. Recommend process improvements to enhance reporting accuracy and efficiency. Perform additional BSA/AML compliance duties as assigned Qualifications: