AVP Credit Analysis Officer

GENERAL SUMMARY

Participates in the loan management process by providing credit and loan analytical expertise with a focus on C&I/ABL and Owner-Occupied Real Estate transactions to a team of Commercial Relationship Managers.  Analyzes prospective loan transactions and credit worthiness of borrowers.  Prepares credit analysis and provides opinions and recommendations regarding proposed credit and potential risks to both the credit and collateral securing the transactions.  Ensures all due diligence, financial and background evaluation is complete and thorough on a loan request so credit approval can be considered.

ESSENTIAL FUNCTIONS

Reviews existing and new loan exposures, proposed extensions of credit and financial information; evaluates credit structure and terms; determines sources a