Demand Drafter

Job Description The Personal Injury Demand Drafter is responsible for preparing persuasive, well-supported settlement demand packages to insurance carriers prior to litigation. This role requires strong legal writing skills, a thorough understanding of personal injury law, insurance policies and coverage, and the ability to analyze medical records and damages to present compelling case narratives that maximize settlement value.

Key Responsibilities

Review, organize, and analyze client files including medical records, bills, police reports, photographs, insurance policies, and witness statements. Demand Letter Drafting: Draft comprehensive, detailed, and persuasive settlement demand letters clearly outlining liability, causation, injuries, treatment, damages, and applicable insurance coverage.

Damage Calculation: Accurately calculate and summarize medical expenses, lost wages, future damages, and pain and suffering in alignment with policy limits and coverage terms. Medical Record Analysis: Interpret and summarize medical records and billing to establish causation and support claimed damages. Insurance Policy Analysis: Review and interpret auto, liability, UM/UIM, PIP, Med.

Pay, and bodily injury policies to identify coverage, exclusions, limits, and applicable endorsements. Insurance Communication: Identify adjusters, submit representation and demand packages, and respond to coverage-related inquiries. Lien Management: Obtain, track, and assist with negotiation of medical, health insurance, and provider liens.

Case Support: Assist attorneys and case managers with demand-related documents, track deadlines, and maintain accurate and complete case files. Required Experience & Qualifications Experience: 2–5 years of experience in personal injury law with demonstrated experience drafting settlement demands and handling pre-litigation files.

Legal Writing Skills: Exceptional written communication skills with strong grammar, organization, and persuasive legal writing ability. Personal Injury & Insurance Knowledge: Strong understanding of personal injury claims, medical terminology, damages, and insurance policy interpretation, including coverage analysis and policy limits.

Detail-Oriented & Analytical: Highly organized with the ability to analyze complex medical, factual, and insurance information and synthesize it into compelling narratives. Communication Skills: Effective communicator with attorneys, paralegals, case managers, and insurance adjusters. Technical Skills: Proficiency in Microsoft Word and familiarity with legal case management systems (e.

g. Litify, Needles, or similar). Work Environment Fast-paced personal injury law firm High-volume caseload with strict deadlines Collaborative team-based environment