Personal Financial Consultant

Job Summary:As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services. Job Responsibilities: * Proactively identify and engage with prospective clients to understand their financial needs and objectives.

• Conduct thorough financial needs analyses, including investment, insurance, retirement, and estate planning. * Develop and present personalized financial plans and recommendations to clients, aligning with RHB Bank's product offerings. * Advise clients on various financial products such as savings accounts, fixed deposits, unit trusts, insurance policies, loans, and wealth management solutions.

• Build and maintain strong, long-term relationships with clients, providing ongoing financial guidance and excellent customer service. * Monitor and review client portfolios regularly, making adjustments as necessary to adapt to changing market conditions and client circumstances. * Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.

• Achieve individual sales targets and contribute to the overall team and branch performance. * Stay updated on market trends, economic conditions, and new financial products and services. Job Qualifications:** * Bachelor's degree in Finance, Economics, Business Administration, or a related field. * Proven experience (minimum 2-3 years) in financial services, preferably in a client-facing role within banking or wealth management.

• Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is highly advantageous. * Strong understanding of financial products, investment principles, and wealth management concepts. * Excellent communication, interpersonal, and presentation skills. * Demonstrated ability to build rapport and trust with clients.

• Results-oriented with a strong sales drive and ability to meet targets. * High level of integrity and commitment to ethical conduct. * Proficiency in Microsoft Office Suite. * Fluency in written and spoken English and Bahasa Malaysia; proficiency in other local languages is a plus.