Credit Processing Analyst

The Credit Processing Analyst will play a vital role in our back-office operations, specifically within the CLM Domestic BFSI department. This role is responsible for handling credit-related tasks, ensuring smooth operations, and maintaining high standards of customer service. As a key member of the team, the analyst will contribute to the overall success and growth of Digitide Solutions Limited.

Process credit applications and ensure timely and accurate approval or rejection. Review and analyze credit reports, financial statements, and other relevant documents. Calculate and assess credit risks, and make informed decisions on credit limits and terms. Maintain and update customer credit records, ensuring data accuracy and confidentiality.

Collaborate with the customer care team to resolve credit-related inquiries and issues. Monitor and manage credit accounts, identifying potential risks and taking proactive measures. Prepare and present credit-related reports and recommendations to senior management. Stay updated with industry trends and best practices in credit processing.

Provide training and support to junior analysts on credit processing procedures. Ensure compliance with regulatory requirements and internal policies. Bachelor's degree in Finance, Accounting, or a related field. Minimum 2 years of experience in credit processing or a similar role. Strong knowledge of credit analysis and risk assessment techniques.

Excellent analytical and problem-solving skills. Proficiency in using credit processing software and MS Office applications. Attention to detail and ability to work accurately under pressure. Effective communication and interpersonal skills. Ability to work independently and manage multiple tasks. Willingness to stay updated with industry developments.

Flexibility to adapt to changing work priorities.